Buy house or flat in Rome


Buying property in Italy is a regulated process. The best way to buy property in Rome is by consulting an estate agency (agezia immobiliare.) Here are the basic stages of the buying process:

  • Sign a preliminary contract. A compromesso may be requested meaning the buyer is legally bound to buy the property.
  • Sale is completed before a public notary when final deed is signed. Exact details of transaction are recorded by the local castato, the land registry.
  • The compromesso will have a time established for the final atto, or contract, to be signed before a local notaio, a public official, witness to public contracts. Certified copy of deed is issued and original document registered with the castato. The buyer officially becomes the owner.
  • Make sure to distinguish between the two types of deeds in Italy: a private deed and a public instrument.
  • Finally, the buyer pays the purchase price and pays the mediators involved.


Estate Agent's Fees: Expect to pay between 1% and 4% (generally 2%) of the purchase price to the estate agency. Most of the agencies are willing to arrange a mortgage.

Legal fees: Italian solicitors' obligations include the following: drawing up contracts, contacting notary, paying taxes, and registering property with the land registry (catasto.) Expect to pay about 2% of the property's cost.

Notary Fees: The notaio is responsible for recording the transaction and contacting the relevant authorities. Fees are generally about 4% of the declared price.

Taxes: Registration tax will be a minimum of 4% for first-time buyers who are residents. You must also pay 20% VAT.

Council Tax: The Imposta Comunale Immobili (ICI) is the council tax and is between 0.4% and 0.7% of a property's value. The local authority decides the actual rate depending on the type, location and size of property.

For information on prices per square meter in all areas of Italy, including Rome, visit


Mortagages are available from some estate agencies, Italian banks and even UK lenders, for example. Maximum loans available from Italian banks are usually 50%-60% of the buying price for second homes and 75% for a main residence.

"Buying a Property in Italy" -

Update 22/04/2008


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