Forum Immigration UK

[juka]

Hi, does high excess comprehensive health insurance is suitable for home office?

[Yousafzai]

Provider is not important as long as its comprehensive INCLUDING emergencies.

[juka]

Thanks, but is there any insurance which includes emergencies? and what excess you choose is not important as well? and how do they check what is covered, do they call to insurance company? because there's not written what is covered on my policy. thanks again

[nikhil123]

Hi Juka,
A comprehensive health insurance policy assures financial security during times of medical emergency. Thus you have taken the right decision of buying a comprehensive medical insurance policy.

You also have mentioned about emergencies, however, I am not clear on which medical emergency? Most health insurance policies provide coverage for expenses during a medical emergency including ICU and ICCU charges. Also I would suggest you to go through all your medical insurance policy documents carefully. This will ensure that you are completely aware of what is covered and what is not under your health insurance cover. You may also ask your health insurance agent to explain you the same.