With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find there. So, before leaving, make sure you have appropriate cover!

In fact, some countries do not provide any social protection at all, while others are extremely costly: $15,000 for an appendectomy in the USA, for example. Also, medical standards and access to care can vary greatly depending on your destination giving you no choice but to turn to private doctors and hospitals. You should also be aware that the insurance provided as part of your credit card package is limited to 3 months and is not suitable for expatriation purposes (excess to pay, low levels of benefits and a high number of exclusions).

Opting for an international healthcare plan will provide you with benefits and levels of cover specially designed to suit your expatriate profile: freedom to select the medical facility or doctor of your choice, direct settlement of hospital fees worldwide and reimbursements in the currency of your choice.

Insurance solutions to suit your profile and with the flexibility to meet your insurance needs

Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time abroad: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.

Living as an expatriate outside France for more than a year:

• Ambassade : a flexible solution for expatriates under the age of 71.
  

Staying outside France for less than a year:

• Magellan: package solution for stays abroad of up to a year.
  
• Crystal Studies: a package solution for students and schoolchildren living abroad for up to a year .
  

Staying in France or the Europe-Mediterranean zone for more than a year:

• Euro Cover + : solution from the 1st euro for europatriates and expatriates in France under the age of 71.
  

Staying in France for less than a year:

• Visit’Assur : a package solution for visitors to France. This policy fully meets Schengen visa and temporary resident’s certificate requirements.
  
• Welcome Cover : a package solution for temporary visitors and impatriates in France, meets Schengen visa and temporary resident’s certificate requirements.