Forum France

by **natalier5771** » Tue Aug 18, 2009 5:19 am

My husband and I are moving to Paris in a couple of months. I particularly need health insurance in order to apply for my long stay visa (my husband already has a visa). Does anyone know how much per month health insurance is for a family (2 adults and 1 child)? Is there a difference bwn normal health insurance and comprehensive International Health Insurance? Can I just go through a normal health insurance provider or are there specific companies that deal with International Health insurance? I received a quote from a health insurance broker who quoted 435 euros a month! That's outrageous! or is it...?

Natalie

by **trisela** » Fri Dec 11, 2009 5:59 pm

Sometimes, your overseas trip will need more than just regular international travel health insurance and trip cancellation insurance. For example, Travel Guard Essential Expanded Insurance provides a range of benefits over and above regular health and trip cancellation benefits.

The plan offers, for example, free coverage for a related child for every adult who purchases the plan. Lost baggage benefits, which are usually $250 per person, are increased to $750 per person, and emergency evacuation coverage is also increased to $150,000 per person. In addition, the plan offers trip interruption and baggage delay benefits as well.

Medical benefits, on the other hand, are simplified, and cover up to $15,000 in expenses. That means that your medical benefits can total $15,000, for consultation, treatment, ambulance services, and hospitalization. The plan also provides for advance payment in case its necessity is certified by a doctor.

Several additional coverage options can be purchased on payment of an additional premium, under the plan. Medical coverage can be doubled, and a $35,000 car rental collision plan added for an extra cost. Several plans such as the Travel Guard Essential Expanded plan offer expanded coverage tailor-made for international travel.