by trisela » Fri Dec 11, 2009 6:59 pm
Sometimes, your overseas trip will need more than just regular international travel health insurance and trip cancellation insurance. For example, Travel Guard Essential Expanded Insurance provides a range of benefits over and above regular health and trip cancellation benefits.
The plan offers, for example, free coverage for a related child for every adult who purchases the plan. Lost baggage benefits, which are usually $250 per person, are increased to $750 per person, and emergency evacuation coverage is also increased to $150,000 per person. In addition, the plan offers trip interruption and baggage delay benefits as well.
Medical benefits, on the other hand, are simplified, and cover up to $15,000 in expenses. That means that your medical benefits can total $15,000, for consultation, treatment, ambulance services, and hospitalization. The plan also provides for advance payment in case its necessity is certified by a doctor.
Several additional coverage options can be purchased on payment of an additional premium, under the plan. Medical coverage can be doubled, and a $35,000 car rental collision plan added for an extra cost. Several plans such as the Travel Guard Essential Expanded plan offer expanded coverage tailor-made for international travel.