Ideally, people moving or traveling abroad should obtain international health insurance. International travel and overseas ambulatory care and emergency benefits are available as an option in the health coverage offered by some private insurance companies in Jamaica. Expats will have to rely on private medical insurance for coverage that includes emergency evacuation and/or overseas ambulatory care. You can find an online tool that can facilitate the search for insurance quotes. You can also request a quote wither our partner HERE.
When prospecting for insurance companies, be sure to research the specific details coverage, payment processes and whether or not the offer long-term expatriate rates. Ensure that your plan includes emergency evacuation, should the local healthcare prove insufficient.
Most companies provide a basic insurance policy for their employees; the medical insurance rate is about 19.5% of the population.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Kingston is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Jamaica. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Jamaica: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.