The German health care system has the reputation of being one of the best in the world. Waiting lists for treatments are rare. Hospitals are equipped with the latest technology and statutory health insurance scheme provides nearly full cover for most medical treatments and medicines. Almost everybody in Germany has access to this system, irrespective of income or social status.
In Germany, you are free to visit any doctor you like. You can make appointments quickly and easily. Also, you do not have to see a GP before visiting a private specialist. Most Germans have a favourite GP and many maintain a relationship with more than one but if they need to see a specialist they would not waste time seeing a GP first. Another plus point about healthcare in Germany is that there are plenty of specialists. So you can be sure that you are getting the best advice in the soonest possible manner.
The downside is that medical costs are high. There is no such thing as "free" treatment in Germany, not even in state hospitals. All care, including emergencies, has to be paid for by you or your health insurance! Hence, make sure your insurance is up-to-date and covers all your needs.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Munich is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Germany. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Germany: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in Germany, visit our partner APRIL International