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✎ EN Insuring a UK car in France

Temat na forum 'France' rozpoczęty przez jackthelad, Styczeń 9, 2006.

  1. jackthelad

    jackthelad New Member

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    Hi - I have a UK car in France with UK plates - it is currently insured with a UK insurer but the MOT has run out making the insurance invalid. The english insurer will not accept a Contolle Technique (French version of an MOT) and I do not want to re register the car here in France. I have heard that there are French insurers who will insure UK plated cars - can anyone give me any advice please

    Cheers
     
  2. EasyExpat

    EasyExpat Administrator
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    But you've just said that you didn't want to register the car in France, so why do you want French insurers who will insure UK plated cars?
     
  3. jackthelad

    jackthelad New Member

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    Because as I explained above, the UK MOT has expired - this makes the UK Insurance void. I do not want to drive the car back to the UK just for an MOT so I intend to cancel the UK insurance and get french insurance on the UK Plated car - this is why I am looking for a french insurer who will cover the Uk car.....:)
     
  4. EasyExpat

    EasyExpat Administrator
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    Oh, Ok...you do not want to DRIVE BACK.
    You should try the big inssurers with international branches first, such as AXA.
     
  5. andchemlr9

    andchemlr9 New Member

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    Insuring car in France

    I had a similiar problem a couple of years back 2003/2004.
    Things may have changed.

    Also means you don't pay for TAX in the UK until you return!

    The French insurnace company had no problem insuring my car.

    I did go with a French person which did help.

    They didn't ask for a MOT so no problem.

    As for MOT you must go back to the UK for it. You can drive a car in the UK
    without MOT IF YOU ARE GOING TO MOT

    Always carry your documents with you because they can impound your car if you don't have them. But don't forget it is technically illegal to drive a car which is not legal in it's country of registration!
     
  6. Cassis

    Cassis New Member

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    Jack - it sounds like you are resident here, given you don't want to go back to the UK for an MOT.

    However, if you are NOT French resident and you are running a UK registered car in France, it must have a current UK MOT - I don't know about UK road tax. A French insurer will be happy to insure you under these circumstances.

    If you are resident in France then you MUST register your car here within six months of importing the vehicle and inform the DVLA that you have permanently exported the vehicle. You can reclaim any outstanding Road Tax. You will need a Controle Technique to obtain a Carte Grise, as well as a declaration that VAT has been paid on the car from your centre d'impots - just show them your purchase receipt. Most cars under 10 years old have a certificate of EC conformity so that should not be a problem unless your car is exotic or modified so we won't go into that aspect!

    If you had the car here over 6 months and are French resident then you are breaking the law by driving a UK registered car - you cannot insure it here.

    :eek:
     
  7. mikehayward

    mikehayward New Member

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    MoT's done in french garages??

    is this true? is it possible to get an english mot in a french garage? I need to get one for my car as I dont want french plates but I need to get an Mot for insurance purposes etc.
     
  8. Cassis

    Cassis New Member

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    All I know about that is when we took our RHD car to a CT centre the chap there asked whether we wanted a French or an English test - I took this to mean did I want a CT or an MOT. I can't think what else he could have possibly meant. I was as surprised to be given this choice. Maybe he was just joking?
     
  9. mikehayward

    mikehayward New Member

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    french

    french wouldnt do something english , maybe, can u really imagine DVLA sending MOTS to a french garage???
     
  10. Cassis

    Cassis New Member

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    If you want to ask the bloke yourself it was Autosur at Alençon 02 33 82 04 04.
     
  11. basquen

    basquen New Member

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    NO WAY! A UK MOT test is issued in the UK - end of discussion!

    As regards the original post, the situation is as follows:

    For a UK plated car to be used on the road in France it has to be road legal in the UK. This means valid MOT, valid tax disk and insured. If the car is not legal in the UK then it should not be used in France.
    If your MOT expires whilst in the UK your are allowed to drive to the nearest MOT station for an appointment. With an appointment booked at Dover you could roll off the ferry and head straight to the test centre. However your insurance situation remains a problem. To be honest the only solutions are to tow it to the Uk or to register iut in France.
    As for importing a car into France, it is not generally a question of choice but is dicatated by residency:
    - If you are a UK resident visiting France you can use a UK reg'd vehicle in France for up to 6 months of a 12 month period.
    - If you are resident in France you have 2 weeks to import your car (or 4 months if it requires single type approval).

    European legislation bluntly says you cannot drive a foreign registered vehicle in your country of residency. There is no grey area in any of this.

    Apaprt from the time limit, Cassis has outlined the process well for registering in France
     
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