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Shoptime Buying a house in UK
    

Discussão em 'United Kingdom' iniciado por Starla8, 14/3/17.

  1. Starla8

    Starla8 Member

    Afiliado:
    12/10/07
    Mensagens:
    18
    Curtidas Recebidas:
    0
    Sexo:
    Feminino
    País:
    Reino Unido
    Nacionalidade:
    Americano (US)
    Linguagem:
    English
    Might be the wrong place to ask but as my parents are retiring, they would like to buy a winter home in the UK to be near to my family/grandkids (my husband and I are both UK citizens). They want my husband and I to buy a place with their money (fully paid) in my name. Would that be possible as my husband and I still have a mortgage for our home? Any advice would be very helpful! TIA! :)
     
    #1 Starla8, 14/3/17
  2. Cyrilexpat

    Cyrilexpat Administrator
    Moderador Editor

    Afiliado:
    5/10/12
    Mensagens:
    10,649
    Curtidas Recebidas:
    66
    Sexo:
    Masculino
    Cidade:
    London
    País:
    Reino Unido
    Nacionalidade:
    Francês (FR)
    Linguagem:
    Français, English, Italiano (un pó)
    Hello,
    It depends on the mortage. Will it be a mortgage for your parents? In that case it shouldn't matter about your mortgage. It is more about their ability to get a mortgage of their own.

    You could also get a buy-to-let mortgage (which is not taking into account your existing mortgage, but rather the potential rent you can get from letting the property out) and rent it out to your parents?

    I would recommend that you contact a mortgage adivsor.
     
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    #2 Cyrilexpat, 14/3/17
  3. Starla8

    Starla8 Member

    Afiliado:
    12/10/07
    Mensagens:
    18
    Curtidas Recebidas:
    0
    Sexo:
    Feminino
    País:
    Reino Unido
    Nacionalidade:
    Americano (US)
    Linguagem:
    English
    Thanks for the reply. If it helps, they'd buy it with cash, essentially. Thanks!
     
    #3 Starla8, 14/3/17
  4. Cyrilexpat

    Cyrilexpat Administrator
    Moderador Editor

    Afiliado:
    5/10/12
    Mensagens:
    10,649
    Curtidas Recebidas:
    66
    Sexo:
    Masculino
    Cidade:
    London
    País:
    Reino Unido
    Nacionalidade:
    Francês (FR)
    Linguagem:
    Français, English, Italiano (un pó)
    Well then in that case there is no much problem.
    They have plenty of foreign investors buying properties in London at preposterous prices...
     
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    #4 Cyrilexpat, 14/3/17
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