Though there is public health care in the UK, many people rely on auxiliary private medical treatment. It is not usually a question of quality, but the issue of long wait times for procedures. A heart bypass operation may be diagnosed for and completed in a couple of weeks with private treatment, but through the NHS this could take two or three months. Most people go private for non-emergency specialist appointments and non-urgent treatment. Around a quarter of all operations are performed privately. Scotland is not as affected by terrible wait times as England, but many people still choose private insurance.
UK Health Insurance is bought by three groups of people: an individual, group health insurance for companies and family health insurance for families. If you are interested in private insurance, you should take out an insurance policy with a specialist health insurer. Many employers also provide private health insurance as a benefit.
Some plans can cost as low as 7.50 GBP a month, but this offers only the basest coverage. In general, the more you spend, the better your coverage.
Premiums are charged for private health insurance plans are based on several factors.
Many different companies offer different plans. Investigate the terms and compare companies before signing up and request a quote.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Edinburgh is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in United Kingdom. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in United Kingdom: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in the United Kingdom, visit our partner APRIL International