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Shoptime What happens to loans/debt when....
    

Discussão em 'USA' iniciado por mandar87, 4/9/12.

  1. mandar87

    mandar87 New Member

    Afiliado:
    9/4/12
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    4
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    Sexo:
    Feminino
    Cidade:
    WI
    País:
    E.U.A.
    Nacionalidade:
    Americano (US)
    Linguagem:
    English
    So, I have been wondering about this for a long time now....what happens to your loans/debt when you move overseas permanently? I am from the US (Wisconsin) and next year I plan to apply for a fiance visa to marry and move to England to be with my boyfriend. The only loans/debt I have are some student loans and that is it. I was wondering if you continue to pay them off while settled in another country, or do they just get left (which would be odd)?
     
    #1 mandar87, 4/9/12
  2. EasyExpat

    EasyExpat Administrator
    Moderador

    Afiliado:
    10/2/03
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    8,583
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    Cidade:
    London
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    Reino Unido
    Nacionalidade:
    Britânico (GB)
    Linguagem:
    English, Français
    First of all, as a US citizen you still need to complete a tax certificate every year. You can read our Expat FAQ on US citizens: Who must complete a US Tax Return?

    Then, although you might think you are moving permanently, you are still liable for the debt you contracted overseas. And in case you do not pay them back, you could be denied ever going back to the country where you contracted that debt. Not even talking about getting into trouble with the banking system if the financial institution as links overseas.
     
    #2 EasyExpat, 4/9/12
  3. mandar87

    mandar87 New Member

    Afiliado:
    9/4/12
    Mensagens:
    4
    Curtidas Recebidas:
    0
    Sexo:
    Feminino
    Cidade:
    WI
    País:
    E.U.A.
    Nacionalidade:
    Americano (US)
    Linguagem:
    English
    I already file taxes every year and am well aware of that.

    I thought so and its good to know because I DO NOT need/want any issues, and I have no problem paying back my loans while permanently living abroad. It had just popped into my head and I have been pondering and googling the question but not finding much helpful information. But thank you very much!! I appreciate it!
     
    #3 mandar87, 6/9/12
  4. texkourgan

    texkourgan Addicted member
    Networker Editor

    Afiliado:
    29/1/08
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    Sexo:
    Feminino
    Cidade:
    Berlin
    País:
    Alemanha
    Nacionalidade:
    Americano (US)
    Linguagem:
    English, a little Deutsch
    Yes, your student loan debts follow you overseas. We are staying paying my husbands loans while we are here in Berlin. It can be quite tricky, as the currency difference and some accounts aren't compatible.

    We actually have a bit of a complicated system in which we gave my parents one of our German account cards. They draw out the money from the German account, deposit in our US account, and we pay the loans through that US account. It is definitely something to work out.

    If you need tips on the finace visa, I can recommend the forums questions and answers about fiance visa in the UK, the Guide to London has recently been updated and has a section on visas , & there is also a FAQ section with information on UK visas, fiance visa, and a recent article about gaining entry to the UK.

    Good luck and let us know if you have more questions or concerns.
     
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    #4 texkourgan, 7/9/12
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