Most expats in Qatar rely on private insurance, which is either provided by their employer or purchased independently. Take the time to thoroughly research your policy and ensure you read ALL the fine print. Most insurance policies include limitations and restrictions; for example, "pre-existing" medical conditions are not likely to be covered. Many insurers limit costs for particular treatments within a calendar year, or have annual limits.
To find the right program you must consider:
- If you are already insured by your employer.
- The level of coverage desired.
- How many dependents you will claim on your insurance plan.
- If you require coverage when you travel.
- If you require coverage for preventative treatments and screenings
- If you require coverage for dental, optometry, maternity, chiropractic, and other medical services.
- What hospitals and health centers the insurance company has agreements with. Do these facilities bill the insurance company directly or do you have to pay up front and apply to be reimbursed?
- Your budget, and the premium and co-pay you can afford.
- If you also require life insurance.
Insurance costs vary between companies. Basic health insurance in Doha starts at QR 200, while advanced plans for private hospitals ranges from QR 2,000 to 4,000. It is best to contact them in person and discuss your options. Like costs, benefits also vary widely from insurer to insurer. Contact the companies directly to find out more.
To compare quotes and explore your options, use our Recommended Service Partner tool below.
Update 1/10/2013
Expatriate health insurance in Qatar
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Doha is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Qatar. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Insurance solutions to suit your profile and with the flexibility to meet your insurance needs
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Qatar: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.