Most expats have some form of private insurance. Kuwait does require some expat nationalities to purchase medical insurance before residency is given. Many more have health insurance back home which covers any treatment in Kuwait. Those that don't have coverage end up paying for all medical treatment, doctor visits or hospital stays.
When taking out a health insurance policy, do take considerable time to thoroughly research your policy, ensure you read ALL the fine print, and pay careful attention to what's covered and what isn't covered. Most insurance policies include limitations and restrictions; for example, "pre-existing" medical conditions are not likely to be covered, certain occupations are sometimes ineligible or draw additional charges. Many insurers limit costs for particular treatments within a calendar year, or have annual limits. Don't be left holding a hefty medical bill by not having medical insurance.
Insurance costs vary between companies and aren't normally published. It is best to contact them in person and discuss your options. Like costs, benefits also vary widely from insurer to insurer. Contact the companies directly to find out more.
Below is a list of local Kuwaiti insurance companies offering health insurance to expats:
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Kuwait City is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Kuwait. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Kuwait: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.