Most expats have some form of private insurance. Kuwait does require some expat nationalities to purchase medical insurance before residency is given. Many more have health insurance back home which covers any treatment in Kuwait. Those that don't have coverage end up paying for all medical treatment, doctor visits or hospital stays.
When taking out a health insurance policy, do take considerable time to thoroughly research your policy, ensure you read ALL the fine print, and pay careful attention to what's covered and what isn't covered. Most insurance policies include limitations and restrictions; for example, "pre-existing" medical conditions are not likely to be covered, certain occupations are sometimes ineligible or draw additional charges. Many insurers limit costs for particular treatments within a calendar year, or have annual limits. Don't be left holding a hefty medical bill by not having medical insurance.
Insurance costs vary between companies and aren't normally published. It is best to contact them in person and discuss your options. Like costs, benefits also vary widely from insurer to insurer. Contact the companies directly to find out more.
Below is a list of local Kuwaiti insurance companies offering health insurance to expats:
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Kuwait City is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Kuwait So, before leaving, make sure you have appropriate cover!
Cigna is one of the world's biggest international insurers with more than 30 years' experience in providing global health insurance across 200 countries and territories. They have access to more than 1.65 million hospitals, physicians, clinics and specialists worldwide.
Cigna Global's flexible plans are specifically designed for expats and globally mobile individuals who move to Kuwait. All their plans can be tailored to your individual requirements in Kuwait, always finding the right healthcare solution, whatever the situation and budget.
Create your perfect plan with Cigna and combine the reassurance of comprehensive inpatient cover with the flexibility of optional extra benefits.
Click on the button to access the online tool and get a quote in 2 minutes.