The German health care system has the reputation of being one of the best in the world. Waiting lists for treatments are rare. Hospitals are equipped with the latest technology and statutory health insurance scheme provides nearly full cover for most medical treatments and medicines. Almost everybody in Germany has access to this system, irrespective of income or social status.
In Germany, you are free to visit any doctor you like. You can make appointments quickly and easily. Also, you do not have to see a GP before visiting a private specialist. Most Germans have a favourite GP and many maintain a relationship with more than one but if they need to see a specialist they would not waste time seeing a GP first. Another plus point about healthcare in Germany is that there are plenty of specialists. So you can be sure that you are getting the best advice in the soonest possible manner.
The downside is that medical costs are high. There is no such thing as "free" treatment in Germany, not even in state hospitals. All care, including emergencies, has to be paid for by you or your health insurance! Hence, make sure your insurance is up-to-date and covers all your needs.
Sources
Update 2/04/2008
Expatriate health insurance in Germany
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Munich is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Germany So, before leaving, make sure you have appropriate cover!
Cigna is one of the world's biggest international insurers with more than 30 years' experience in providing global health insurance across 200 countries and territories. They have access to more than 1.65 million hospitals, physicians, clinics and specialists worldwide.
Cigna Global's flexible plans are specifically designed for expats and globally mobile individuals who move to Germany. All their plans can be tailored to your individual requirements in Germany, always finding the right healthcare solution, whatever the situation and budget.
Getting a health insurance quote
Create your perfect plan with Cigna and combine the reassurance of comprehensive inpatient cover with the flexibility of optional extra benefits.
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