Whether people rely on IESS health care or have private insurance, the cost will depend on work situation and income. People with a higher income often choose private insurance to make sure they have access to high quality an faster health. In Ecuador, private health insurances have different rates for men and women, especially in the age from 25 to 35 years old. Rates for packages for men around that age start at $35 USD per month, for women of the same rates start around $70 USD per month.
If you are looking for a private health insurance, make sure to talk with people who have a private health insurance about their experiences. Also, think about what you want to be covered up to what yearly amount.
Update 24/01/2019
Expatriate health insurance in Ecuador
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Quito is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Ecuador So, before leaving, make sure you have appropriate cover!
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Ecuador: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.