Many Canadians rely on auxiliary private medical treatment to supplement national coverage. Private insurance is generally used for health related services that are not publicly funded, such as dentistry, optometry, audiology (e.g. hearing aids), ambulance services, and pharmaceuticals. About 75% of Canadians have private health insurance, much of which is employer-provided.
Companies
Private Health Care Providers to new Immigrants:
- Blue Cross - 1-866-732-2583 (For calls outside Canada, call collect 514-286-8411)
- RSA - 1-800-267-8834 (For calls outside Canada, call collect 819-566-8839)
- TIC - 1-800-670-4426 (For calls outside Canada, call collect 416-340-0049)
Different companies offer different plans and prices. Investigate the terms and compare companies before signing up and request a quote. Compare medical insurance policies with Expat Quotes comparison page.
Prices
Premiums are charged for private health insurance plans are based on several factors.
These include:
- Age
- Health Status
- Lifestyle Habits (i.e. smokers, overweight, and people with pre-existing conditions typically pay more for private health insurance)