International healthcare, medical insurance in Montreal


Many Canadians rely on auxiliary private medical treatment to supplement national coverage. Private insurance is generally used for health related services that are not publicly funded, such as dentistry, optometry, audiology (e.g. hearing aids), ambulance services, and pharmaceuticals. About 75% of Canadians have private health insurance, much of which is employer-provided.


    Private Health Care Providers to new Immigrants:
  • Blue Cross - 1-866-732-2583 (For calls outside Canada, call collect 514-286-8411)
  • RSA - 1-800-267-8834 (For calls outside Canada, call collect 819-566-8839)
  • TIC - 1-800-670-4426 (For calls outside Canada, call collect 416-340-0049)

Different companies offer different plans and prices. Investigate the terms and compare companies before signing up and request a quote. Compare medical insurance policies with Expat Quotes comparison page.


Premiums are charged for private health insurance plans are based on several factors.

    These include:
  • Age
  • Health Status
  • Lifestyle Habits (i.e. smokers, overweight, and people with pre-existing conditions typically pay more for private health insurance)

Update 21/05/2013


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Expatriate health insurance in Canada

With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Montreal is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Canada. So, before leaving, make sure you have appropriate cover! works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.

Insurance solutions to suit your profile and with the flexibility to meet your insurance needs

Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Canada: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.

For more information on expat health insurance in Canada, visit our partner APRIL International

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Find more definitions and general answers on expatriation issues in the Expat FAQ (Frequently Asked Questions).

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