Spain has a public health system, providing free
or low cost health care for those contributing
to Spanish social security, plus their families
and retirees (including those from other EU countries).
However, although big improvements have been
made in the last few decades the public health
service is hugely over-burdened and there are
long waiting lists to see specialists and have
non-urgent operations in most areas.
To become an insured, you have to have a Social Security number (that you get usually through your work). If you pay
Spanish social security (Seguridad
Social) contributions, you and your family
are entitled to free or subsidized
medical and dental treatment on the same terms
as Spaniards. Over 90 per cent of the population
are covered by the Instituto
Nacional de la Salud (INSALUD), Spain's
public health scheme, including retired EU residents
(with a residence card) in receipt of a state
pension. If you're an EU national of retirement
age, who isn't in receipt of a pension, you may
be entitled to public health benefits if you can
show that you cannot afford private health insurance.
Anyone who has paid regular social security contributions
in another EU country for two full years prior
to coming to Spain (e.g. to look for a job) is
entitled to public health cover for a limited
period from the date of their last social security
contribution made in their home country. Social
security form E-106 must be obtained from the
social security authorities in your home country
and be presented to the local provincial office
of the Instituto Nacional de la Seguridad Social
(INSS) in Spain. Similarly, pensioners and those
in receipt of invalidity benefits must obtain
form E-121 from their home country's social security
administration. You will be registered as a member
of INSALUD and will be given a social security
card (cartilla), a book of vouchers, a list of
local medical practitioners and hospitals, and
general information about services and charges.
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European Card for Sickness Insurance
In case of medical care need when abroad in Europe, it allows European members to get refund for their medical expenses, according to the legal arrangement in the visited country.
It replaces the E111 form and other European forms (E110, E119, E128) used for short term visits in European countries. It is an individual card with your name, and each family member should have one (including children under 16). It is valid 1 year and free.
The card is not given automatically: you will need to ask your social security centre a few weeks before the departure.
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When you receive your social security card, you
will usually be assigned a general doctor (médico
de cabecera) in the area where you live.
You may be able to switch to another doctor in
the same area, depending on availability and a
doctor's number of patients. No
payment is made when visiting a public health
service doctor and members are simply required
to produce their social security card.
Hospitals
There are long waiting lists for beds in some
public hospitals (particularly the best ones).
Hospitals are listed in Yellow Pages under hospitales
and indicated by the international hospital sign
of a white `H' on a blue background. A list of
local hospitals and health centres treating social
security patients is available from your local
social security office.
Except in the case of emergencies, you must present
your social security card or, if you aren't covered
by social security, you must provide evidence
of your health insurance or the ability to pay.
If your private insurance company doesn't have
an arrangement with a Spanish hospital to pay
bills direct, you will have to pay the bill yourself
(credit cards are usually accepted) or seek assurance
from your insurance company that they will pay
the bill.
If you have a Certificado of Empadronamiento, you have the right to emergency care in any public hospital.