I am getting ever closer to retirement age (59) so I'm thinking about my pension. I worked for around 35 years in the UK before I moved to France. I have worked in France on a local contract since 2010.

Can I use the years I worked in the UK to ensure I reach the maximum number of "trimestres" for the French "base" pension?

I also have points in a supplementary pension through my employer. I think you multiply the points by a magic number and it generates a pension figure. Is that figure in anyway dependant upon the number of years I've worked in France?

Any advise would be much appreciated.

 

wow, that's really helpful and, at the same time, a bureaucratic nightmare. Thanks for taking the time to point me in the right direction.

One stupid questions about the ARRCO and AGIRC points. Is it a simple case of multiplying the points by the annual reference points to arrive at the supplementary pension I will receive when I retire (say 500 ARRCO points x 1,2513 = 625,65 plus 10,000 AGIRC points x 0,4352 = 4,352,00, totalling 4,977,65 euros per annum)?

I assume this is paid at the "normal" pension age, which is 67 in my case. Can I take it earlier, and what would be the penalty? Do the number of trimestres I have worked in France (20 in my case) have any effect on the total paid?

 

Thank you, you have been a great help. I didn't have any plans to retire just yet but the company I work for has put our business unit up for sale so I'm making sure I'm ready for the worst!