Korean Law requires that all foreign workers be covered
by the National Health Insurance Corporation. However whether the employer
must implement the coverage on behalf of the employee or the employer who must
do it himself/herself depends on a number of factors. Employers are not required
to provide coverage for employees that work less than 60 hours per month or
if they employ fewer than 5 foreigners.
The insurance benefits are the same for foreign residents and Korean nationals
and self-employed workers have the same coverage as other workers. Foreign employees
working for an employer who is not required to provide coverage can obtain their
own health insurance card.
This card may be refused by private clinics and hospitals, but not by government
operated clinics and hospitals. Be prepared, however, to have to pay a deposit,
even a hefty one, before receiving any treatment – most institutes accept credit
cards as well as cash.
Private medical insurance policies and travel insurance can be purchased in
Korea if you don’t already have a global insurance plan (see the relevant section
for more information).
For more information on benefits call the NPS Central Information
Line on 1355 (English-speaker is usually available)