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    Paris: Health / International healthcare, medical insurance

    Health

    International healthcare, medical insurance in Paris

    Guides: Paris > Health / International healthcare, medical insurance
    1/02/2009

    For additional refunds, you may register with a private insurance company.

    The Social Security reimbursement scheme refunds only the ‘Ticket Modérateur’ (basic rate), which means that you have to pay all the rest. Moreover, dentist and optical care are usually costly and their associated reimbursements are really low.

    For these reasons, you might subscribe a private additional insurance to insure that additional expenditures. The cost of such insurance varies a lot depending of your situation: single, with children… (an indicative price is about 450 € a year). Sometime your company will provide you specific low rate for a private insurance.

    If there is a special agreement with your Social security centre, the refund form will be sent automatically. If not, you will need to wait for the refund form sent by the Social security centre and will transfer it to your private insurance.

    You might contact:
    AGF – http://www.agf.fr
    AXA – http://www.axa.fr
    GAN – http://www.gan.fr
    MAAF – http://www.maaf.fr

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    Expatriate health insurance in France

    With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Paris is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in France. So, before leaving, make sure you have appropriate cover!

    EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.

    Insurance solutions to suit your profile and with the flexibility to meet your insurance needs

    Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in France: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.

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    Links: The Directory of Expatriation Find links about health / international healthcare, medical insurance in Paris and a lot more in The Directory of Expatriation.
     
    FAQ: Frequently Asked Questions Find more definitions and general answers on expatriation issues in the FAQ (Frequently Asked Questions).

     Comments

     BZH56 -  17/11/2010
    Epatriates health insurance in France : Complement of French Health System (CPAM) or direct line in First Euros
    COMPLEMENT OF FRENCH HEALTH SYSTEM (CPAM)

    Expatriates in france have 2 choice :

    1) They can apply an health insurance plan for expat residents of France who are registered with the State Healthcare System (CPAM).

    This specialist health insurance plan pays the full difference between the amount paid by CPAM and the actual cost for any in-patient treatment within France.

    This plan is designed to meet the difference in costs between the actual amount paid by you for treatment undertaken in France and the amount that is reimbursed for these costs by the CPAM (Caisse Primaire d’Assurance Maladie). This is the temed as the « Full difference ». Unless otherwise stated, the Benefits applicable to the policy will be deemed to by on a « Full Difference » basic.

    2) They do not have an access to the french health system - Sécurité Sociale Française.
    They do not have others solution to apply for an International Health Plan in 1st Euros.

    There are many plans and many International insurance companies.
    You can have the choice between a English solution or a European solution.

    Unlike the first excludes pre-existing conditions and chronic conditions with a moratorium and the second can apply without pre-existing condition upon acceptance medical team with a medical questionnaire.

    There are of course many other points such as age, budget, guarantees, outpatient limits, deductible but also the treatment of cancer and serious diseases.

    This is for why we must take services of a comparator in Expatriates Health Insurance as AOC Insurance Broker. They compare for you and they negociate the best solution to your needs.
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