In the States you are responsible for your medical expense unless your employer pays 100% of your monthly health care charges.
The average doctor's visit may run up to $200, and house calls (consultations at your home) are virtually unheard of.
Emergency room visits in a hospital can be as much as $1000 and the average birth costs $20.000 for a regular delivery with a hospital stay of 2 days or less and $30.000 for a caesarean.
Hospitals will only treat you after you've presented your social security number and insurance information.
In case of emergency call 911 from your cell phone, land line or payphone and you're advised to make this call first before contacting friends or family for every second counts in an emergency.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Miami is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Usa. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Usa: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in the Usa, visit our partner APRIL International