Health insurance is not required in Panama and some people simply pay the low costs of health care out-of-pocket. That said, insurance is also inexpensive and is recommended.
Government health care is available to permanent residents and citizens of Panama. It is administered by Ministerio de Salud de la República de Panamá. However, most foreign citizens choose private healthcare and many Panamanians also prefer it.
Visitors can access free healthcare via Seguro al Turista (Tourist Insurance) in their first thirty days in Panama. To receive free care, you must enter Panama through Tocumen Airport.
The costs covered include those associated with:
Not all expats rely on independent health insurance, but more and more people are switching to internationalhealthcoveragebecauselocalpoliciestendtobemorelimitingforforeigners.Inordertofindtherightprogram,youshouldconsider:
Some benefits to look for are:
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Panama City is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Panama. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Panama: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in Panama, visit our partner APRIL International