Private health insurance is not a necessity in New Zealand as the government provides a public health service. As the scheme is funded for New Zealand residents, people who are not permanent residents can be charged for their healthcare.
In anycase, there is often a shortfall between the amount of the refund from the public health service and the actual cost. While this sum may be small for some services (for example, a visit to a GP), for major surgery the shortfall may be very large and therefore many residents choose to complement the state scheme with private insurance.
There are many companies in New Zealand that offer healthcare and it will depend on the risk you want to cover and your financial capabilities: medical insurance products range from expensive comprehensive plans to budget hospital only plans.
Travel Insurance can help protect you while you are away for a short period of time. You will find more details in our Travel Guide.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Auckland is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in New Zealand. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in New Zealand: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in New Zealand, visit our partner APRIL International