At Work in Maputo


Pension plans in Maputo


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Mozambique's minimum monthly pension is M 3000.

To be eligible for an old age pension, an individual must meet the following criteria:

  • Be 55 years old (women) or 60 years old (men)
  • Have been in the system for over 20 years before requesting a pension
  • Have completed 10 years (120 months) of contributions

There are also pensions available for disabled people and survivors.

Company Pension Plan

Given that few expatriates in Mozambique are employed directly by Mozambican companies, it is likely that you will be covered by your company's local pension plan. Review the details of this plan (eligibility, claim process etc.) with your particular company before departing.

Expat Pension Plans

A few countries have a bilateral agreement with Mozambique that allow for years worked in Mozambique to count to their State pension. Inquire with your state plan about the particulars.

If your country does not allow for years worked in Mozambique to count toward your state pension, there may be an opportunity to buy back time once you have returned to your home country and are once again contributing to the pension plan. Again, inquire with your state plan about the particulars.

Update 15/06/2015



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Go to the Forum to talk more about pension plans in Maputo, at work.


Find more definitions and general answers on expatriation issues in the Expat FAQ (Frequently Asked Questions).