Health insurance plans in Malta fall under two categories: Residents of the Maltese islands and non-residents (expats). Many expat health insurance plans in Malta do not include Worldwide or USA coverage. They do, however, cover emergency and outpatient services, and preventative care such as dental care, eyesight tests, health checks, and 24/7 medical helplines.
Medical insurance is available from local providers:
When choosing a health insurance plan in Malta, consider:
Pricing plans for health insurance in Malta vary according to your age, gender, and pre-existing conditions, and start at €200 annually.
The Government of Malta requires that non-EU citizens provide proof of health insurance for immigration purposes.
Private healthcare co-exists with the state healthcare system, acting as a supplement or alternative option for those seeking to avoid wait times or for those without access to state-funded healthcare (i.e. some expats). Most state employed physicians also work at private practices. All physicians at private healthcare clinics in Malta speak English.
Private practices in Malta include:
Fees at private practices in Malta are generally €50 per specialist visit (e.g. dermatologist, gynecologist) and €30-€40 per general practitioner visit. Insurance policies in Malta are available to cover visits to private clinics.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Valletta is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Malta. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Malta: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.