In general, benefits provided by the government will not match any expectation of an expatriate. Provisions are under-funded and over-stretched and barely enough for the poorest of the poor. So when in India, the general rule is that you pay for your service. Be it health or education, you can expect excellent treatment if you can afford it. Hence, it's important to have a very good insurance coverage in place.
The Maternity Benefits Act provides 12 weeks of paid maternity leave and six weeks of paid leave in the case of a miscarriage. To be eligible for this, employees should have been working with the company for at least 80 working days. The allowance can be claimed from six weeks before the pregnancy to six weeks after or the new mother can choose to take the entire 12 weeks off after the birth. Pregnant women are entitled to an additional month off if they have medical certificates proving that she is ill during pregnancy.
Paternal leave of 15 days is given to new fathers. Though not too many men actually make use of this option fully.
Employees are entitled to an annual paid leave. In the government sector, employees get 24 days of annual leave a year. Annual paid leave varies in the private sector but in general, you can expect between 20 and 24 days off per year.
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