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Whether people rely on IESS health care or have private insurance, the cost will depend on work situation and income. People with a higher income often choose private insurance to make sure they have access to high quality an faster health. In Ecuador, private health insurances have different rates for men and women, especially in the age from 25 to 35 years old. Rates for packages for men around that age start at $35 USD per month, for women of the same rates start around $70 USD per month.

If you are looking for a private health insurance, make sure to talk with people who have a private health insurance about their experiences. Also, think about what you want to be covered up to what yearly amount.