Unemployment in Canada is around 7.2% and unemployment in Montréal is around 9%.
Québec's Emploi-Québec is an agency within the Minsistère de l'Emploi et de la Solidarité sociale. Its mission is to contribute to developing employment and the workforce and to combat joblessness, poverty and social exclusion with a view to economic and social growth. It also provides temporary financial assistance to individuals who lose their jobs through no fault of their own (for example, due to shortage of work, seasonal or mass lay-offs).
You are eligible to receive payments if you:
Expats who have obtained a work permit and legal immigration status and who fulfill the requirements are eligible to receive EI.
Apply as soon as you have stopped working, even if your employer has not issued your Record of Employment (ROE) yet. If you delay applying for benefits beyond four weeks after your last day of work, you risk losing benefits.
The basic rate for calculating EI benefits is 55% of your average insurable weekly earnings. As of January 1, 2012, the maximum insurable earnings amount is $45,900. This means that you can receive a maximum amount of $485 per week.Total earnings are determine for the 26 consecutive weeks up to your last day of work. This is done by determining the number of weeks in which you worked during this period. A divisor is determined that corresponds to your regional rate of unemployment, then the total earnings for the last 26 weeks is divided by the higher of the following two numbers: the number of weeks in which you worked during this period; or the corresponding divisor. This number is then multiplied by 55% to obtain the amount of your weekly benefits.
For example, in the last 26 weeks, Julie worked 26 weeks and earned $10,400. She lives in a region where the unemployment rate is 13.1%. The divisor is therefore 14. In this case, we use the number of weeks of work, since it is greater than the divisor. To calculate Julie's weekly average insurable earnings, we divide her income by the number of weeks of work as follows: $10,400 ÷ 26 = $400. To figure out the amount of her weekly benefits, we calculate 55% of $400, which equals $220.
You may receive EI regular benefits for a period ranging from 14 to 45 weeks. This depends on your region and on the number of hours of insurable employment that you accumulated during your qualifying period (usually the last 52 weeks before the start date of your claim). Benefits are paid by direct deposit.
The basic rate and the maximum insurable earnings amounts are reviewed each year. Use the benefits finder to determine example benefits.
To receive EI benefits, you can apply online or at a Service Canada Centre. Completing the EI application online can take about 60 minutes. It is important to read the following instructions and gather all necessary information before starting your application for EI Benefits.
Shortly after you file your EI application, you will receive an EI benefit statement. You must complete and submit EI reports every two weeks to receive benefits. The statement will tell you the date you have to submit your first EI report, access code, and will include detailed instructions on how to submit your EI reports. You can submit reports by the EI Internet Reporting Service or call the EI Telephone Reporting Service at 1-800-531-7555. While you are receiving EI regular benefits and looking for a job it is important that you document your job search efforts. You are not required to have employers sign your job search form or provide you with a letter confirming that you have applied for a job.
Certain persons working outside Canada may be entitled to benefits under Canada's EI program. If you are working outside Canada for a Canadian company or the Canadian government, you are usually covered by EI. However, you are not insured by Canada's EI program if your job is covered by the country in which you are working. Other cases in which you may be entitled to benefits:
For more information,
Service Canada Centre - Sub-Unit of interstate claim processing
Address: P.O. Box 10800, Station Ste-Foy; Québec, QC G1V 5B4
Tel: 1 877 486-1650
More info on applying, benefits and exceptions can be found on Service Canada's Employment Insurance Regular Benefits.
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