There is a comprehensive health insurance system in place in Denmark. There are
two main kinds of insurances in Denmark: Public health insurance and Private health
insurance. It is possible to draw up a private health insurance policy to supplement
the public health insurance.
Public Health Insurance
Everyone, including
foreigners, residing in Denmark has the right to health insurance
services and hospital assistance covered by the public health insurance. The
services included in the public health insurance are free medical consultation
from a general practitioner, medical consultation from specialists on referral
from a GP and subsidies for medicine, dentist and chiropractor consultations -
with a referral from your general practitioner - physiotherapy, podiatry and psychology
consultations. The subsidy varies according to type of treatment and will be
subtracted from your bill.
One thing to bear in
mind. It takes six weeks before some new-comers can become eligible for public
health insurance. If you need medical assistance in those first six weeks, you
will need to bear the expenses yourself. If you require hospitalization
however, it could be covered by the potential insurance provider.
Private Health Insurance
Many foreigners supplement their public insurance coverage with a private
insurance coverage as well. Private health insurance covers both part of the
self-payment within the public health system and part of the fee at private
hospitals and clinics.
The best known private health insurance is Health Insurance Denmark, which
primarily subsidises dental treatment, purchase of glasses, chiropractor
treatment and medical supplies. The subsidy amount depends on the coverage you
choose. To become a member, you must have permanent residence in Denmark, meet
a number of health requirements, and pay a membership fee. Other private insurance
companies include:
In some cases, your employer will take out health insurance for employees.
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