Cyprus has a state-run healthcare system that expats can be eligible for as soon as they get their residence permit through the local immigration office. All expats working in the country must register for social insurance in Cyprus with the District Labour Office.
The Labour Office will then provide one of two medical cards:
If you make more than the above-specified amounts, you still can expect to pay no more than 12 Euros for a medical consultation, and about 85 Euros a day for in-patient hospital care. State hospitals provide free medical services, so consider visiting those as well if you have a more serious ailment.
Another option if you don't qualify for Cyprus' public social healthcare insurance is to purchase private health insurance. It offers benefits such as a greater selection of healthcare facilities and hospitals, as well as faster health services. Private insurance will also cover stays in Cyprus' excellent private hospitals.
Sometimes, larger companies and employers in Cyprus will offer private healthcare along with their employee packages, so check with your employer to see if this is the case.
In any case, if you don't qualify for social health insurance, definitely take out a private insurance policy!
There are many insurance companies that offer travel and expat insurance, so spend some time comparing plans to determine which plan is best for you.
Be sure to consider the length of time you will be abroad, the flexibility the plan provides as well as your budget and current health care needs.
With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Nicosia is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Cyprus. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Cyprus: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.