The Australian government encourages people to subscribe to private insurance policies. They are tax rebatable. Check very carefully what benefits are gained as sometimes being on the normal regime can be good enough (depending on your state of health).
There are two main types of private health insurance cover available - hospital cover and ancillary cover. Ancillary cover provides benefits for services such as physiotherapy and dental and optical treatment.
Under Medicare you can be treated as a public patient in a public hospital at no charge by a doctor appointed by the hospital. When you have private health insurance (hospital cover) this gives you cover (often called fund benefits) towards the cost of treatment as a private patient in a public or private hospital.
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With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation to Sydney is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to your host country and, once abroad, you might be surprised by the care system you find in Australia. So, before leaving, make sure you have appropriate cover!
EasyExpat.com works in partnership with APRIL International to provide specific insurance solutions for travelling or staying outside your country of nationality.
Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time in Australia: cancelling your trip, medical expenses following an illness or accident, needing to be repatriated, causing damage to a third party or losing your luggage.
For more information on expat health insurance in Australia, visit our partner APRIL International